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Tools

Run the maths on any deal.

13 calculators, one place. Each one's free, no sign-in for one-off use, save unlimited scenarios on Pro.

Investment inputs

BTL

Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent).

Deal

Mortgage

Stress + tax

Rent + costs

Outputs · BTL

Cash needed
£49,398
Gross yield
7.60%
Net yield on cash
-0.22%
Tax (annual)
£1,989
Monthly cashflow
-£9
ICR 1.50 · stress 6.5% · PASS

Other tools in this hub12 more

SDLTPopular

UK Stamp Duty (SDLT), Scottish LBTT, Welsh LTT — first-time buyer relief and 5% additional-property surcharge.

Tax year 2026/27

Affordability

Income → max mortgage → max purchase price. DTI ratio, +2% stress test, and matching properties.

MortgagePopular

Monthly payments, affordability, full amortisation schedules — residential and buy-to-let with IO toggle.

Affordability

OverpaymentPopular

Overpay your mortgage monthly or with a lump sum — see how many years sooner it clears, the interest saved, and the 10% ERC allowance.

New

BRRRR

Buy, Refurbish, Rent, Refinance, Repeat — bridging cycle, refi cash recycled, cash-left-in projection.

Strategy

Rental YieldPopular

Gross and net rental yields with full operating expense breakdown and yield ratings.

Capital Gains Tax

CGT on property sales — Private Residence Relief, Letting Relief, and exemptions for the current tax year.

Tax year 2026/27

Heat MapPopular

Visualise UK property investment opportunities — yield data, Article 4 areas, and market metrics.

Compare scenarios

Compare multiple saved scenarios side-by-side across calculators. Diff highlighting on every field.

Market data

City-level yields, medians, momentum — live metrics from Dwelfy's UK property database.

Rent vs Buy

Year-by-year cost comparison: should you buy now or keep renting? Includes SDLT, mortgage interest, opportunity cost of deposit.

Rent Affordability

What rent can you actually afford? Net income → housing budget with the 30/30/3 rule of thumb baked in.

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